Need Text Loans?

Get short term loans for emergency!!

Fill online application...

Get approval by lender...

Receive cash in bank....

Loans from £100 to £1000*

With us you can find loans suited to your personal circumstances!

We have processed


succesful applications!

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Warning: Late repayment can cause you serious money problems. For help, go to

We do not charge you any fees to use our websites or services.

Please Note - We're an online service and DO NOT operate any call centres. We will not call you.

Representative APR 1294.1% (Variable)

Representative example on a loan of £260 repaid after 28 days: Total charge for credit: £318.24 in a single instalment Payable in one payment of: £318.24
Interest: £58.24
Interest rate 0.8% per day equating to 292% per annum (fixed)

Are you searching for payday text loans?

You are only three steps away...

  • Fill online application from and complete the verification process.
  • Get approval by lender and Read terms and conditions to confirm
  • Receive cash in your bank account offered for your circumstances!






About Text Loans...

About Us

Our business motive is to provide help to UK residents in searching a reliable financial solution for temporary cash flow problems. We do effects for introductions between lenders and borrowers for the purpose of entering into unsecured loan agreements. These short term loans can bridge the gap in your urgent cash requirements. These services are responsibly managed and only provided to those applicants who can afford to repay the loan on time. As you know searching the best loan for customer's circumstances requires a lot of effort and research. Our business operation has been authorised, safe and secure.

To apply for these text loans, you just need to fill in the application form and we search the whole panel of lenders to find you the best rate loan that is best adjusted to your needs and your present circumstances. The procedure is reliable, fast and totally hassle free!

These short term loans are only for emergency cash expenses such as monthly bills, vehicle repair, home maintenance, tuition fees, medical costs.

Features Of This Text Loan Website.

  • Online application form: Customers fill in the application form.
  • Application is send to lenders: The form is sent to our panel of 40+ lenders for review
  • Online decision : An online decision is provided in minutes (a credit check may be performed by the lender)
  • Approval : We cannot guarantee a loan match or approval or loan amount.
  • Fund transfer : The Funds direct transfer in your bank account.
  • Get Cash : Funds can only be used for emergency purposes. If approved, funds are transferred into their bank account within the hour or the next working day.
  • Cash For 1 month : Borrow £100 to £1000 for 1 month. Payday Loans are available from £100-£1000 for a period of up to 31 days or your next payday, whichever is closest
  • Eligible Condition: A citizen of UK and above 18 years of age with a vaild bank account having regular employment of £500 minimum income is eligible to apply for text loans.
  • Credit Decisions: Lenders may perform a credit check upon application. We are not a lender and do not make credit decisions. Any consumer queries should be directed to lenders.


    How It Works.

  • Fill the application form Completely : It really is easier than you think! Simply fill in the securely encrypted application form with your details and let us do the hard work for you. This step takes no longer than 2 minutes to complete.
  • Read terms & policies of the agreement by lender and Confirm It : After you complete the application form read and confirm your details are correct and hit submit once you are happy. Our system will then search for a lender to suit you and will provide a decision on screen in moments. If you are accepted by lender, you can check and choose to accept the loan agreement presented you. And after appoval and signing the agreement by you, your lender will then arrange to send your funds, its that simple.
  • Receive your cash : The loan amount can usually transfered within the same day if you apply before 3pm. If you apply after 3pm or at the weekend then your funds ill be sent the next working day. Funding times may vary depending on whether your bank accept's faster direct deposits.
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    • Fast Application Online

      With the advancment of technology and the online application process. These services are designed to save your time and effort.

    • We find you the lowest rate loan for your circumstances

      Based on your criteria we search pretty much the whole market of lenders to find you the best deal!

    • Get cash up to £1000 for short term

      These text loans are designed to fullfill short term cash requirements for emergency purpose.

    • Safe and Secure application process

      All your personal details are safe and secure. Any data you submit on this website is securely encrypted by using a SSL/TLS encrypted session.

    • No Fees and No charges

      Our loan matching service is free and do not charge any fees.

    • Customer Satisfaction

      Our team is committed to provide high levels of excellent customer service and satisfaction at all times.

    Important information

    • Implications Of Non Payment :-


      When you fail to repay your loan on time the penalty may imply. The implications of non-payment of your loan amount could include adverse information being included within your credit report. Please be reminded that if you do not repay your loan on time, it may affect your credit score. Nonpayment may affect your credit score and make it difficult or expensive to obtain credit in the future, in addition to further charges potentially being added by the lender. Where you miss a payment entirely, you will often incur a charge/fee that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new re-payment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments. So we advise that you contact the lender in the first instance.

    • Points To Remember:


      ⇒ Don’t borrow money if you know you will struggle to pay it back
      ⇒ Don’t ignore the situation, contact your lender as your first port of call

      Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgments), or attempt to enforce, the lenders rights against you under your agreement.

    • Collection Process


      If at any point during your loan term you find yourself unable to repay the loan on time, you need to contact your lender immediately in order to discuss the possible repayment options. You may incur extra fees and interest as a result. Read more

      Also, some lenders may take a legal action if the non-payment is repeated. However, the majority of lenders, before taking action, will contact you by phone or in writing in order to discuss the matter and rearrange the payment. You need to be aware of the fact that if you fail to repay your loan on time, this might lead to extra charges and affect your credit score. Therefore, before signing your loan agreement it is important that you carefully read the charges section on the lender’s website. Remember that non-payment or late repayment can cause you serious problems.

    • Debt Collection


      We are not involved with the collection practices. If you feel that you will have difficulty re-paying, please contact your lender immediately. The Lenders may have available options for those borrowers who are facing difficulties in re-payment of their loan amount. In case you do not contact your lender by yourself they may have the right to forward your details onto a third party collections agency who will endeavor to recover the debt. It is advised that you must read all term, conditions and policies of lenders before siging up any loan contract with them. Most lenders will contact you by phone, letter and/or email in order to discuss the matter and rearrange the payment. You need to remember, however, that non-payment may lead to some extra charges and/or increased interest and it may also seriously affect your credit score. Read more

      Renewal Policy


      The renewal of payday loan is not recommended by us. However, if you do wish to renew your loan you will need to communicate with your lender before your re-payment date. In most cases The majority of lenders will same rates of interest as your previous loan, but it depends over lender to lender and this will be based on the total amount that you owe and not just the original amount that you borrowed. However, in the case of non-payment, a loan renewal or extension might be automatic and you might incur extra interest and/or charges. So you are advised to contact your concerned lender in case of your loan renewal and extensions.

    • Credit Checks


      We do not perform any credit checks however if you have very poor credit, a lender may perform traditional credit checks from a credit reporting bureau. This also depends on the term of your loan. The Credit checking, documentation and bad credit issues are handled by the lender.

    • Frequently Ask Questions:-


      Just Click Here To View The FAQ’s Information

      What are Text Loans?

      These loans are short term loans, usually loan amount approved from 100 to 1000 pounds for a period of 1 month to fulfil emergency purposes. If you are accepted by a lender on our panel for a loan then you may receive confirmation by text or by email.

      How can I apply for Text Loan?

      Applying for a text loan is quick and easy. The procedure is fully online, all you need to do is complete the application form, The form is then sent to our panel of 40+ lenders for review. You just have to follow these steps:

      1. Fill up the application form and follow the instructions.
      2. The form is sent to our panel of 40+ lenders for review.
      3.An online decision is provided in minutes (a credit check may be performed by the lender).
      4.If approved, funds are transferred into their bank account within the hour or the next working day.

      How will I get my Loan?

      Your loan will be directly transferred into your Bank account.

      Do i qualify for a Short Term Loan?

      1. You must be a UK resident and be over 18 years of age;
      2.Your minimum income must be £500 net per month;
      3.You must have a valid bank account with a debit card.
      What is automatic cash transfer?

      It means your loaned amount is transferred in directly in to your bank account.

      Is there any credit check required to avail a loan?

      The lenders may perform a credit check on your application so please be sure that you are in a position to pay back the amount that you apply for.

      Is there any Application Fee?

      No, we won’t charge any amount for using our application form. Some lenders charge a membership fee or an arranger fee so please check the terms and conditions before you agree to taking the loan offer.

      Is my transaction and application safe, secure and confidential?

      Yes, your details are confidential, this means your information is safe, secure and private.

      What if I pay off my loan early?

      Every lender has their own different policies regarding early repayment of loans. Generally, the lenders who accept early repayment provides a rebate on outstanding interest. So you are advised to read their terms and conditions before confirming the loan.

      How do I repay my loan?

      Repayment is a simple and hassle free process. The lender will deduct your agreed loan payments from your bank account as per your pre-agreed payment schedule.

      What is APR?

      The rules and regulations that govern companies like ours state that we must show you the Annual Percentage Rate (APR). APR's are calculated based on paying a fixed amount of interest annually. Payday loans are normally taken over a maximum term of 31 days so APR's are not the best way to measure how competitive our rates are. Our lenders prefer to focus on the amount you pay back in total rather than on APR.

      Diving further in the depth of APR, there's two types of APR:

      • Your Personal APR
      • Representative APR

      Generally speaking, typical payday loans APR can be misleading as you should only take a payday loan over a term of 31 days which in theory, is APR the best termonology for a payday loan? Where as the personal loan APR is over a 12 month term and will include fees, charges and a combustion of credit checks due to the long period.

      Are you a direct lender?

      No, however we are associated with 40+ lenders who we work with to find the best loan for you for your required cash amount. If you are eligible for a loan, you will be matched to the very best suitable lender for your required cash circumstances and situation. We currently have 40+ lenders on our panel waiting to give you the best loan option for you..

      How much can i borrow?

      You may apply for anything up to £1,000 until your next payday.

      What are Faster Payments?

      The UK Banks Faster Payments Service can reduce the traditional 3 working day BACS transfer to typically a few hours. You will need to check with your Bank that your Account can accept faster payments.

      What if i miss a payment or will be late re-paying?

      If you feel like you will not be able to repay your loan on time or are having money issues, please contact your lender directly as each lender has different code of practices and terms. The terms and conditions relating to your loan will have been provided to you by the lender before you signed your loan agreement and will have sent you a reference copy to retain. The consequences of non-payment can include:-

      • Making it more difficult for you to obtain credit in the future.
      • Further interest or charges being applied to your loan as you will need to amend your original loan agreement with an extension.
      • If you are unable to resolve the issue with your lender, they may refer you to a third party credit agency.

      So please read carefully the terms and policy presented by the lender before accepting your loan agreement. If you are likely to miss or have any problems making a payment you should contact the lender directly.

      Is it possible to renew my loan?

      We do not recommend to renew your loan but in some cases this can be unavoidable. Some of the lenders may allow renewals of the loan. You are advised to contact your lender directly who will discuss your options with you.

    Late repayment can cause you serious money problems.
    For help, go to